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Tom's Story

Deaf from birth, and living on a limited income, Tom had a dream of owning his own home, but never knew how to achieve that goal. Tom read a local newspaper article about USDA Rural Development's Self Help Housing program administered by Whatcom-Skagit Housing (WSH) and decided to investigate. Read the rest of Tom's Story

Cathy's Story

Cathy, a single mother of 2 children never thought homeownership would be a possibility. With no savings account, funds did not exist to pay closing costs on a mortgage, let alone the down payment. She and her children lived in a 1975 manufactured home in an isolated area, only because the rent was affordable. The home was not energy efficient and due to electric bills that averaged $300 during the winter, she used a woodstove for heat and hung clothes to dry. The children had no neighbors to play with and because of the long gravel driveway, which accessed the property, they did not have a place to ride bikes or skate boards. Read the rest of Cathy's Story

equal housing opportunity